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	<title>Comments on: How Does Credit Card Balance Affect Credit Scoring Reports?</title>
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	<link>http://www.helpmycreditreport.com/2009/07/03/how-does-credit-card-balance-affect-credit-scoring-reports/</link>
	<description>Your guide to credit report , credit improvement and help.</description>
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		<title>By: The New FICO 08 Changes To The Credit Scoring System &#171; helpmycreditreport.com - Your guides and tips to improve your credit score</title>
		<link>http://www.helpmycreditreport.com/2009/07/03/how-does-credit-card-balance-affect-credit-scoring-reports/comment-page-1/#comment-325</link>
		<dc:creator>The New FICO 08 Changes To The Credit Scoring System &#171; helpmycreditreport.com - Your guides and tips to improve your credit score</dc:creator>
		<pubDate>Mon, 28 Sep 2009 18:15:28 +0000</pubDate>
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		<description>[...] the new FICO 08, if your credit card issuer slashes your credit card balance, this could affect your credit score. Recently it has become a norm with credit card issuers to [...]</description>
		<content:encoded><![CDATA[<p>[...] the new FICO 08, if your credit card issuer slashes your credit card balance, this could affect your credit score. Recently it has become a norm with credit card issuers to [...]</p>
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		<title>By: Credit Card Act 2009 – Effect On Consumer Credit Card Debt &#171; helpmycreditreport.com</title>
		<link>http://www.helpmycreditreport.com/2009/07/03/how-does-credit-card-balance-affect-credit-scoring-reports/comment-page-1/#comment-216</link>
		<dc:creator>Credit Card Act 2009 – Effect On Consumer Credit Card Debt &#171; helpmycreditreport.com</dc:creator>
		<pubDate>Tue, 25 Aug 2009 13:15:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.helpmycreditreport.com/?p=215#comment-216</guid>
		<description>[...] nearly three quarters of all US homes have a credit card with nearly half of those carrying a credit card balance. By the end of 2008 the penalty interest paid by customers had hit nearly 15 billion [...]</description>
		<content:encoded><![CDATA[<p>[...] nearly three quarters of all US homes have a credit card with nearly half of those carrying a credit card balance. By the end of 2008 the penalty interest paid by customers had hit nearly 15 billion [...]</p>
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		<title>By: Virtual Prepaid Credit Cards: Using An Internet Credit Card &#171; helpmycreditreport.com</title>
		<link>http://www.helpmycreditreport.com/2009/07/03/how-does-credit-card-balance-affect-credit-scoring-reports/comment-page-1/#comment-213</link>
		<dc:creator>Virtual Prepaid Credit Cards: Using An Internet Credit Card &#171; helpmycreditreport.com</dc:creator>
		<pubDate>Tue, 25 Aug 2009 13:11:49 +0000</pubDate>
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		<description>[...] Prepaid virtual credit cards offer the freedom of a credit card without the impact of a real credit card balance on your credit [...]</description>
		<content:encoded><![CDATA[<p>[...] Prepaid virtual credit cards offer the freedom of a credit card without the impact of a real credit card balance on your credit [...]</p>
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		<title>By: helpmycreditreport.com</title>
		<link>http://www.helpmycreditreport.com/2009/07/03/how-does-credit-card-balance-affect-credit-scoring-reports/comment-page-1/#comment-212</link>
		<dc:creator>helpmycreditreport.com</dc:creator>
		<pubDate>Tue, 25 Aug 2009 13:10:43 +0000</pubDate>
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		<description>[...] to applying for new credit. Even if the credit cards have not been used and have no outstanding credit balance on them, they can still be extremely detrimental to your overall loan servicing capacity and your [...]</description>
		<content:encoded><![CDATA[<p>[...] to applying for new credit. Even if the credit cards have not been used and have no outstanding credit balance on them, they can still be extremely detrimental to your overall loan servicing capacity and your [...]</p>
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		<title>By: Prepaid Credit Cards For Consumers With Poor Credit &#171; helpmycreditreport.com</title>
		<link>http://www.helpmycreditreport.com/2009/07/03/how-does-credit-card-balance-affect-credit-scoring-reports/comment-page-1/#comment-121</link>
		<dc:creator>Prepaid Credit Cards For Consumers With Poor Credit &#171; helpmycreditreport.com</dc:creator>
		<pubDate>Fri, 24 Jul 2009 18:03:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.helpmycreditreport.com/?p=215#comment-121</guid>
		<description>[...] Pre paid credit cards do not affect your FICO score in any way therefore avoiding the worry of a credit card balance affecting credit reports. •    Prepaid cards are beneficial for customers who want to curtail their spending habits yet [...]</description>
		<content:encoded><![CDATA[<p>[...] Pre paid credit cards do not affect your FICO score in any way therefore avoiding the worry of a credit card balance affecting credit reports. •    Prepaid cards are beneficial for customers who want to curtail their spending habits yet [...]</p>
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		<title>By: Paying Off Your Paying Off Your Credit Card Debt – Improving Credit Report &#171; helpmycreditreport.com</title>
		<link>http://www.helpmycreditreport.com/2009/07/03/how-does-credit-card-balance-affect-credit-scoring-reports/comment-page-1/#comment-118</link>
		<dc:creator>Paying Off Your Paying Off Your Credit Card Debt – Improving Credit Report &#171; helpmycreditreport.com</dc:creator>
		<pubDate>Thu, 23 Jul 2009 15:30:59 +0000</pubDate>
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		<description>[...] Funds For Investments: While a credit card account can be helpful to build good credit, by paying off credit card debts, you are not only increasing your spending money but will also [...]</description>
		<content:encoded><![CDATA[<p>[...] Funds For Investments: While a credit card account can be helpful to build good credit, by paying off credit card debts, you are not only increasing your spending money but will also [...]</p>
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