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Certain investors do not have the appetite to invest in direct stock. This could be for a number of reasons. Some of these reasons could be the risk associated with stock investments, share market volatility or even something like the fear of having all your eggs in one basket. In this case certain investors prefer investing in what is known as “exchange traded funds”. (more…)

As we emerge from the one of the worst financial meltdowns of our generation, consumers are now savvier than ever before. The US economy has quickly transformed from one of reckless spending to one of prudent saving.  Although we are still experiencing uncertainty in the market, one thing is for sure, there is a lot of opportunity out there for individuals who are willing to take the gamble as far as their investment portfolio is concerned. This is more so in the equity investments market.  There is an abundance of options out there for investors who are willing

Direct stocks have always been an extremely attractive investment option for numerous reasons. However, with numerous market down turns through history, individuals have always questioned the so-called great investment vessel that is direct stocks. We have listed below some of the advantages and disadvantages of investing in direct stocks. Invest In Stocks – Advantages Some of the advantages of investing in stocks are: Capital Appreciation: One major reason for holding direct shares is “Capital Growth / Appreciation”. Over the years shares have know to exhibit great capital growth with the increase in share prices. In addition to this corporations and companies

Most real estate agents will tell you this. The worst of the housing market slump is behind us. We have seen housing prices fall nearly 30% and are now ready to see some stability re-enter the market.. We should see the property market staying pretty flat all the way through to 2012, however before we see some stability be prepared for another fall of at least 8-10%.  The question that must be brimming through minds at the moment is: How is this going to affect me? Housing Market 2010: Consumer Outlook With changes in the property market, consumers can look forward to

Some of the biggest names in the Fortune 500 list such as Dow Chemical, Pfizer and GE cut their dividend payouts this year. To give you an idea, the market has seen about a $48 billion cut in dividend payouts. Does this mean that consumers should start panicking? We think not. Historically it has been noticed that companies which have paid dividend through market down turns have returned on average about 9% plus in comparison to the 6.8 percent of the S&P 500. The question that remains about buying stocks is how do you find high yield dividend

2008 and most of 2009 were sheer disaster zones for investors. Some investors lost more than half their investment portfolios, some lost all of it and there were the select few who actually made money, through the economic turmoil. Now, that most experts claim the worst is behind us, it might be time to jump back in the market. However, not without caution. While clients might be skeptical about taking the plunge back into the investment market, we feel that this might be the opportune moment for a lot of individuals. Although plenty of investors have missed out on the

The last year has been an extremely turbulent time for money markets across the globe. Investors have seen their investment portfolios dwindle to shadows of their former selves, Investment giants have collapsed, been forgotten and swept under the rug only to be replaced by new investment majors. A lot of clients have lost most of their life’s savings and retirement funds. Clients have also made investment blunders by selling at the bottom of the market only to see the market rise 60% in a matter of months. All these facts makes one question, is there really a point to investing

If you have been harbouring dreams of college, or have been wondering if you will be able sufficiently to send your kids to a university of their choice, this is post on education savings may be suited to your needs. Irrespective of market conditions education costs do not seem to have dropped as much. Even today affording good higher education requires planning and meticulous savings for college. The 529 College Savings Plan & Other Options The new 529-college savings plan, has meant that it might be beneficial to stay near home as States offer deductions to residents contributing to their state’s plan.

One fact that home buyers should remember is that it is more difficult to obtain a home loan today than it was even a few years ago. Hence it is very essential that consumers, first home buyers and experienced buyers, take into consideration all factors that might influence the most important purchase of their lives – buying a house. Guide To Buying A Home Before buying a house, it may be beneficial to actually visit the websites of some of the lenders you might be considering. Most of these lenders have calculators online, which can help you gauge how much

With the financial markets starting to show signs of recovery, stocks are still relatively cheaper than what they were when the markets went in to free-fall. Owning and investing in stocks is quite the same as being a business owner, only without the fuss and hassle of having to show up to work. With a bit of financial prowess and research you could make your money work for your while your sit back and enjoy the rewards in the form of dividend checks. While this might sound a little far-fetched, it is in fact a closer reality than you might