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A few months ago, the buzz word was recession. All of a sudden, that word has been replaced by “saving”. With a new awakening consumers have realized that living beyond their means and putting expenses on credit cards could lead to dire consequences. Consumers are now looking for new ways to save money as the US economy slowly emerges from what has been the worst recession since “The Great Depression”. Listed below are a few ways in which consumers could save during these uncertain economic times. Recession Money Saving Tips Saving money during tough times seems impossible but it is doable if

In the not so distant past it was possible to get a no down payment mortgage loan or a 100 percent lend as the market place calls it. However with the recent economic meltdown and tightened lending policies, no deposit loans are fast becoming the “Dodos” of the banking world. In other words they are extinct. This leaves clients with the obligation of coming up with sufficient funds to be able to secure a mortgage nowadays. Come to think of it, one of the chief advantages of putting down a down payment for mortgage is that it creates instant

If you have been harbouring dreams of college, or have been wondering if you will be able sufficiently to send your kids to a university of their choice, this is post on education savings may be suited to your needs. Irrespective of market conditions education costs do not seem to have dropped as much. Even today affording good higher education requires planning and meticulous savings for college. The 529 College Savings Plan & Other Options The new 529-college savings plan, has meant that it might be beneficial to stay near home as States offer deductions to residents contributing to their state’s plan.

One might consider an article talking about choosing the best bank account in this modern day and age rather absurd. But knowing your individual spending habits and money needs might help you choose the correct bank account. In today’s fast evolving economic world no two products are the same and neither are bank accounts. Bank accounts offer different features. Some pay higher interest than others, while some don’t. Some are catered for the needs of senior citizens while some are tailored exclusively for students. Despite their various options, one thing in common to all bank accounts is the

We have all used bank accounts and are to a very large extent self confessed savers. However, the questions as to whether we know certain trivial facts about banking and savings still remains unanswered. During this time of recession it is important to create a good savings plan. We have put together a list of certain important banking tips that we feel might interest consumers and help them understand their everyday bank and savings a little better. Banking & Savings: Tips To Keep In Mind Safety: One of the primary reasons why consumers use bank accounts is owing to fact

All of us try and save at least 10% of our income, but are we actually saving it. Most consumers suffer from what we like to refer to as “illusional savings”. This, as the name suggests is an illusion where clients think they are saving but spend on various items, especially when luxuries are disguised as necessities.  We have put together a simple set of tips to help you create a savings plan. Saving Plans – Tips To Get Started While most of us are fairly certain that we have a savings plan in place, here are few easy tips to ensure

We of ten hear the phrase “save for a rainy day”. While most of us think this is just a phrase and do not pay it much attention, for those who understand the value of sound retirement advice know how important it is to save for retirement. While most consumers are of the opinion that saving for retirement is something they would be interested in when they are past their mid 40s, it might be advisable to rethink that thought process.  Most financial planners and advisers who have seen their clients weather this terrible financial storm will strongly advice you