In recent times the 401(k) retirement vessel has come under heavy scrutiny. Most investors, planners and financial analyst are of the opinion that in comparison to company-provided pensions, the do it yourself 401(k) retirement account falls short by a fair bit. With the global economic meltdown, a lot of investors saw their retirement savings being wiped out in one fair sweep. This of-course is not to say that individuals who had company-provided pensions did not suffer a hit. In perspective the reason why the 401(k) account has been subject to questioning is owing to the fact that a
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