helpmycreditreport.com

Your credit report guide and help.

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10 great tips for improving your credit rating

April 26th, 2008 · No Comments

Having a low credit rating and credit score can have a devastating effect on your chances of being successful when you apply for credit. Your credit rating is what a lender will take into account whenever you apply for credit and if you don’t score high enough then your application will simply […]

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Tags: Rebuild Credit

Credit ratings and recovery

April 26th, 2008 · No Comments

Damaging your credit rating is far easier to do than it is to repair and recover from a poor rating. Your credit rating can be affected by several factors some of which might not even be your fault such as theft of your wallet or identity theft, identity theft is on the […]

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Tags: Rebuild Credit

DIY credit repair the easy way

April 26th, 2008 · No Comments

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If you have anything less than a perfect credit rating and credit score then your chances of getting credit of any kind will be next to impossible. You will probably have made the mistake of applying to many different lenders with the hope that one will say “yes”, however this […]

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Tags: Rebuild Credit

Don’t be tempted to try and buy better credit

April 26th, 2008 · No Comments

If you have a low credit score and bad credit rating then you probably have realized by now how hard it is to get credit of any kind. The chances are that you have applied time and time again and will have been turned away from every single lender; if this is […]

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Tags: Credit Scams

Establishing a good credit history

April 26th, 2008 · 1 Comment

Establishing and building up a good history when it comes to your credit report is essential as this is what you will have to depend on throughout your life when it comes to asking for credit of any kind. Your credit history is what all lenders go on and if you don’t […]

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Tags: Rebuild Credit

Identity theft can damage your life and your credit rating

April 26th, 2008 · No Comments

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The sheer volume of a relatively new wave of crime “identity theft” is on the increase, anyone who has you social security number, your credit card details and any other personal details can in just a short time become you and seriously damage your credibility, life and ruin […]

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Tags: Credit Scams

Major events in your life can impact your credit rating

April 26th, 2008 · No Comments

Your credit report is what determines how successful you will be when it comes to applying for and getting credit and there are many different factors which can all make a huge difference to your credit rating, including major events that have happened in your past. In fact almost any major event […]

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Tags: Credit rating

Rebuilding damaged credit by using secured credit

April 26th, 2008 · No Comments

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Unfortunately very few people who have come across financial difficulty are ever given the chance to make amends however much they want to. If you have managed to get yourself a bad credit rating and low credit score then lenders are very reluctant to offer you any form of credit. […]

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Tags: Rebuild Credit

Scams to avoid when it comes to fixing your credit

April 26th, 2008 · No Comments

Some people when faced with desperation can make themselves easy targets to those with very few principles, who prey on the problems of others in order to make personal gain for themselves. When it comes to credit then almost all of us have to rely on it at some time or another. […]

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Tags: Credit Scams

The difference between credit ratings and credit scores

April 26th, 2008 · No Comments

Although the two terms are often thought to be related they are in fact two entirely different parts of a person’s credit history. However they are both very similar in their ways when it comes to the fact of your financial future and how likely you are to be approved for a […]

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Tags: Credit rating