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In recent times the 401(k) retirement vessel has come under heavy scrutiny. Most investors, planners and financial analyst are of the opinion that in comparison to company-provided pensions, the do it yourself 401(k) retirement account falls short by a fair bit. With the global economic meltdown, a lot of investors saw their retirement savings being wiped out in one fair sweep. This of-course is not to say that individuals who had company-provided pensions did not suffer a hit. In perspective the reason why the 401(k) account has been subject to questioning is owing to the fact that a

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We of ten hear the phrase “save for a rainy day”. While most of us think this is just a phrase and do not pay it much attention, for those who understand the value of sound retirement advice know how important it is to save for retirement. While most consumers are of the opinion that saving for retirement is something they would be interested in when they are past their mid 40s, it might be advisable to rethink that thought process.  Most financial planners and advisers who have seen their clients weather this terrible financial storm will strongly advice you

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