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Boom Pay Review 2022: The Real Truth

Have you been looking for a way to boost your credit score but have tried all options? Well, Boom Report will report all your rent payments to the 3 major credit bureaus (TransUnion, Equifax & Experian), which will increase your score! Some people (including myself) have seen a credit boost of up to 50 points! Let's take a deep dive into what Boom really is below...

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Boom Pay

So, What is Boom Pay?

Boom Pay can help you manage your finances and keep track of all your bills. In fact, boom makes it super easy to set up recurring payments for any bill you have, so that you don't have to worry about forgetting or missing a payment ever again! So if you're looking for a way to report rent without having to involve your landlord or go through the hassle of paperwork, then definitely give Boom Pay a try! In fact, I was so excited to try out Boom, that I couldn't wait to get started! The process was super easy (under 10 minutes for me), and the customer service was great. They answered all of my questions and helped me get started.

jar of savings

How Boom Pay Has Helped Me

Now, let's talk about how Boom Pay has helped me. Having been a long-time user of the app, I can tell you that it's one of the best ways to build your credit score by paying rent on time.

You may be wondering how this is possible—after all, you’re not actually paying rent with Boom Pay. What they do instead is act as an intermediary between you and your landlord (or other payee). They will then report this information to Experian, Equifax and TransUnion so that they can help you build up your credit rating by paying on time. In fact, since joining Boom Pay I've seen my FICO score increase by more than 100 points! But it's not just about building your credit score. I've also been able to save some money by using Boom Pay instead of paying my rent in cash or check. In addition, they make the process much easier—all you have to do is enter your bank account information and they'll take care of everything else!

Boom Pay - build credit with your rent payments

How Does Boom Pay Work?

Boom Pay is a mobile app that allows you to pay your rent with a credit card, debit card, or bank account. You can easily set up recurring payments so you never have to worry about missing a payment again. Boom Pay also has a convenient feature that lets you track all of your rent payments in one place.

All you have to do to get Boom Pay to work for you is:

  1. Sign up for a Boom Pay account

  2. Enter your bank account information, credit card information, or debit card information.

  3. Once you’ve done that, Boom Pay will automatically deduct your rent payment from your account each month. You don’t have to worry about missing a payment because it will come out of your account automatically!

If that wasn't enough awesome features for you, it even reports your rent payments to the major 3 credit bureaus so it will help improve your score and make sure that landlords see that you're reliable when they look at rental applications!

Why Boom?

Boom is the best rent reporting service in 2022. It has several features that make it a great choice for renters:

  • Reports to all three major credit bureaus, this is great because other rent reporting services like RentReporters only report to 2 bureaus!

  • Fast and easy signup process, I was able to sign up in less than 10 minutes! It also has a great user interface.

  • No landlord involvement as you report your own rent!

  • You can add your past payments for landlords who don't report

  • A great mobile app, clean user interface & experience!

  • Secure transactions through Plaid

  • Great customer support! I had a question about my account and got an email back within a couple hours.

  • The app is easy to use and intuitive. It also makes it easy to see all of your past payments.

  • I love that I can get alerts when my rent is due, so I don't have to worry about missing a payment!

  • It costs less than a cup of coffee!

little house

Can I Use Boom Pay To Report My Rent?

Yes! As mentioned above, Boom Report can be used to report your rent. It is a rent reporting service that reports your rent payments to the three major credit bureaus: Experian, TransUnion and Equifax.

What this means is that every time you pay your rent, it will show up on your credit report as proof of responsible behavior and financial responsibility. It's also another way to show banks that you're someone who pays off their debts in full and on time (and in some cases even before they incur late fees).

boom pay reviews

What Are Other People Saying About Boom Pay?

Boom Pay has received some exceptional reviews from customers who have experienced its benefits firsthand. In fact, some Boom users have been able to save up to 75% off their bills! They have also reported that they were able to transfer money between friends and family members for free. We believe that this is just the beginning of what’s to come for the service and we hope you will join us in making it a success. Here are some of their testimonials:

"I started using boom 3 months ago and my score is already up 12 points. Customer service is great too!" - Cody L.
"Highly recommend them! I was trying to get my new car and my cousin recommended them to get a better loan. My score has shot up since I started paying with Boom 🙂 Great people to work w as well!" - Alisia M.

boom pay pricing plans

How Much Does Boom Pay Cost?

Boom Pay is worth every penny. You don't have to pay a steep fee for the convenience of it's services. They only charge $2/month, which is less than the price of a cup of coffee! ☕

Boom Pay has an easy-to-use interface that requires no landlord involvement or hard credit pulls. The app will connect you with a personal credit specialist who knows your situation and can help you get back on track with small payments as low as $1 per day—and even less if needed!

The service is a great option for anyone who has fallen behind on rent and needs help to get back on their feet. The app is available for both iOS and Android devices, so you can download it today and start using it right away.

Is Boom Actually Legit & Not a Scam?

Yes, it is legit. No it is not a scam. They are a legitimate company that offers a great service. I have personally been on a zoom call with their team and tried out their service for myself! I can confidently say that Boom Pay is legit & not a scam.


Boom Pay is a great app for anyone who wants to be able to pay their rent on time and not have to worry about late fees. It's easy to use, has great customer service! I personally love this app because it allows me to keep track of my finances without all the hassle or pressure that comes with other apps like Venmo or PayPal. If you're looking for something simple but effective - The service might be right up your alley!


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