Archive

FICO 10

October 7th, 2020 by info@helpmycreditreport.com

FICO 10 1. late payments are a bigger problem *Payment history is 35% of your FICO score * The new FICO scores will further penalize you for missed payments! 2. Credit Utilization matters more *Credit Utilization makes up 30% of your score * This means keeping a lower credit card balance or asking for a […]

Improving Your Credit in a one Income Household

January 23rd, 2020 by info@helpmycreditreport.com

With the ever-changing family dynamic of the United States, incomes have also changed. Fifty years ago the norm was a two-parent, two-income family. In this new century, however, the norm is anything but. Regardless of the reasons – by choice or necessity – there are tens of millions of American households surviving on just one […]

Understanding Credit The Basics

January 23rd, 2020 by info@helpmycreditreport.com

When a professional credit advisor starts going on about the details of credit reports and credit scores, most of us forget whatever they’ve said by the time we walk out of the room. The same can be said about any subject the average person isn’t already an expert in. This is why we’ve created this […]

Preparing for Home Ownership

January 21st, 2020 by info@helpmycreditreport.com

We’re here to help you build good credit. If you want to purchase a home or refinance your current home then we can help. With our special credit repair process we go beyond the regular credit disputing process. We carefully look at every aspect of your credit that can hinder your ability to qualify for […]

You Will Be Secure & Successful

Work With Our Professionals

© 2020 New Beginnings Credit Solutions. All Rights Reserved. Privacy Policy | Terms & Conditions