0% Introductory APR on Balance Transfers1
0% intro APR for 15 billing cycles on balance transfers posted within 45 days of account opening. After that, the APR will be 14.99%, a variable rate based on the Prime Rate. There is a fee for balance transfers.
2% Value for Airfare Redemptions
50,000 points will get you a $1,000 ticket on any airline with no blackout dates or seat restrictions. No minimum threshold requirement for airfare redemptions.
1.5% Value for Cash Back Redemptions
Cash back can be deposited directly into a US bank account or applied as a statement credit. No minimum threshold requirement for cash back redemptions.