October 7th, 2020 by info@helpmycreditreport.com
FICO 10 1. late payments are a bigger problem *Payment history is 35% of your FICO score * The new FICO scores will further penalize you for missed payments! 2. Credit Utilization matters more *Credit Utilization makes up 30% of your score * This means keeping a lower credit card balance or asking for a […]