Freezing your Equifax credit report is a smart step to protect your financial security. It prevents lenders and creditors from accessing your credit file without your consent, making it harder for identity thieves to open accounts in your name. Here's a step-by-step guide on how to freeze your Equifax report.

How To Freeze Your Equifax Report:

Step 1: Gather Your Personal Information

Before you begin, have the following ready:

• Full Name

• Social Security Number

• Date of Birth

• Mobile Number

Step 2: Visit Equifax's Security Freeze Page

To start the process online, head to the Equifax Security Freeze page. Here, you’ll find the options to freeze your credit report, either online or by phone.

Step 3: Create or Log In to Your Account

You’ll need to either log in to your Equifax account or create a new one. This will help you manage your credit freeze going forward.

Step 4: Submit Your Freeze Request

Once logged in, follow the prompts to request a credit freeze. Equifax will guide you through the process, verifying your identity with the information you provided.

Step 5: Receive Your PIN or Password

Equifax will provide you with a PIN or password, which you’ll need to unfreeze your credit report later. Be sure to keep this information safe!

Step 6: Confirm the Freeze

After completing the process, Equifax will confirm your credit freeze by mail. You can always check the status of your freeze or modify it by logging into your account.

Can You Freeze Your Credit Report by Phone?

Yes! You can also freeze your Equifax credit report by calling Equifax directly at 1 (888) 378-4329. Follow the automated prompts and provide your personal details to complete the freeze over the phone.

What’s Next? Unfreezing Your Credit

When you're ready to apply for credit again, you'll need to temporarily lift the freeze. This can be done online using your PIN, or by calling Equifax.

By following these steps, you can ensure your Equifax credit report stays secure and protect yourself from identity theft.

For more insights, check out our blog on How to Unfreeze Your Credit Report (all 3 bureaus included in blog)