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rent-reporters
Annual percentage rate (APR) refers to the yearly interest rate you'll pay if you carry a balance on your credit card. Some credit cards have variable APRs, meaning your rate can go up or down over time.
Unsecured credit cards require a higher credit score and more income to qualify than secured cards. Unlike unsecured cards, secured credit cards require a security deposit, which is refundable when the account is closed with no balance or if the borrower graduates to an unsecured card after several on-time payments.
Rent Reporters
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