If you're curious about your credit score, myfreescorenow.com is the perfect place for you to get started. They provide credit scores, reports and monitoring so you can keep track of your finances on the go. Best part is, for all new members that use this link, you can get a $1 30 day trial on us!
What is MyFreeScoreNow?
MyFreeScoreNow is a credit monitoring service that offers you the ability to get your credit scores, credit reports and monitor your credit with one account. It allows you to see how you are doing financially on an ongoing basis.
With an easy-to-use dashboard, you can view information with just a few clicks. Your Dashboard shows all of your accounts at once in an easy format so that you can see what's happening with any individual account or all of them at once!
How does MyFreeScoreNow help me?
MyFreeScoreNow helps you monitor your credit. It helps you understand your credit score and understand what is in your credit report.
If you are not a member of the service, we will give you a $1 30 day trial membership! You can cancel at any time during this offer period without any additional charges or obligation.
Why do I need access to my credit scores?
Why do I need access to my credit scores?
Like any other person out there, you probably have a lot of questions about your credit scores. Why do I need access to my credit scores? How are they calculated? What does it mean when my score is low or high? And the big question: should I even care about this mysterious number that seems to be everywhere but no one knows how it's made up and how it works?
These are all valid questions, and the best way to answer them is by getting access to your credit scores. By doing so, you'll be able to see how they're calculated and what factors influence them. You'll also be able to spot any errors or inaccuracies that might be on your reports—which is especially important since you have no way of knowing if there are any mistakes until you check each one individually!
What is a credit report?
If you've ever tried to get a loan, you know that it's not easy. You have to show a lender that you're a responsible person who always pays their bills on time and keeps their credit card payments low. And how do lenders do this? Well, they look at your credit report! The credit reports are used by lenders to make sure you're a good bet, and they can be surprisingly helpful. For example, if you have a bad credit report, lenders may be less likely to give you a loan. But there's another kind of report that can hurt your chances of getting a mortgage: a criminal background check!
Why is my credit score important?
Your credit score is a three-digit number that's used by lenders to determine if you're an acceptable risk for borrowing money. The higher your score, the better your chances of getting approved for loans and other forms of credit. If you have bad or no credit, it's very difficult to get approved for most types of loans (which means taking out student loans or financing a new car can be nearly impossible). In some cases, having bad or no credit can even make it harder to find housing or get hired at certain jobs.
But what exactly does 'good' mean when we talk about someone’s financial situation? A good credit score isn't necessarily just high; it also means that you're financially responsible: You make payments on time every month and pay off more than what's required each month (on top of any minimum payments). This helps ensure that if someone does lend money to you in the future—like when applying for a mortgage—they'll feel confident they'll be able to collect on their investment once the loan is made!
Why should I keep track of my credit score?
To know where you stand
To improve your credit score
To save money on loans and credit cards
To avoid identity theft and fraud
To get a mortgage or car loan, you'll want to check your credit report for errors before applying for any financing
Get a job—many employers will run a background check on applicants that includes checking their credit score
What is a FICO® Credit Score?
Most people have heard of the term "credit score," but what is a FICO® credit score exactly?
A FICO® credit score is a three-digit number that helps lenders determine your creditworthiness and predict how likely you are to repay loans. A higher score indicates better financial responsibility, whereas a low score means you've made some mistakes with your finances or aren't considered responsible enough for larger loans.
FICO® credit scores range from 300 to 850. A score of 750 or above is considered "good" and can help you qualify for better interest rates on loans.
Get your scores today!
Get your credit reports, credit scores and more all in one place - if you are not a member already of myfreescorenow, we have a special offer for you! Get a $1 30 day trial right now, LIMITED TIME.
Get a free credit report from each of the three major credit bureaus.
Get your VantageScore® 3.0 score updated every 30 days.
View other important information on how to build good credit history, including how much you owe, who you owe it to and when payments are due.
We are so excited to finally be able to offer you this amazing opportunity! We know that if you decide to make the switch to MyFreeScoreNow, then you'll never look back.