Your credit report plays a huge role in your financial life — from getting approved for a mortgage to landing a new job. But what happens...

What Is an Auto Loan Pre-Approval? An auto loan pre-approval is a process where a lender evaluates your financial information and offers...

Late payments can have a significant impact on your credit score, so it's crucial to understand how they work and how they can affect your..

Credit utilization refers to the amount of credit you're using relative to the amount of credit available to you.

If you’re struggling with a poor credit score, you may be wondering whether credit repair is legal. The short answer is yes, credit...

On the other hand, a low credit score can limit your options and make it more difficult to achieve your financial goals.

You've finally built up the courage to start a business. You've taken the first steps, and now you're ready to make it happen. Whether you..

A Repossession can stay on your credit report for over 7 years! The longer a repo stays on your credit report, the more negative impact it..

We live in a time when credit cards are all around us. You might be thinking about getting one, or maybe you already have one...

you'll often be asked if you want to add any authorized users to your account. Adding an authorized user can be a way to earn additional...

FICO 8 is the most commonly used version of the FICO model. Like previous versions, it takes on-time payments, account balances, and...