Collections are one of the scariest things you can see on your credit report — and for good reason. Just one small collection account can...

If you’re trying to build or fix your credit fast, you’ve probably heard of the “authorized user” trick  — adding your name to someone...

A single late payment can drop your credit score by 50–100 points  — and stay on your report for up to 7 years . Ouch. The good news? You...

If you have a collection on your credit report, you’ve probably heard paying it off will “fix your score overnight.” But here’s the truth...

Your credit report plays a huge role in your financial life — from getting approved for a mortgage to landing a new job. But what happens...

GO2bank is designed as a digital-first bank tailored to meet the financial needs of millions of Americans, especially those living...

Your credit score plays a critical role in determining financial opportunities such as loan approvals, interest rates, and even job...

Freezing your Equifax credit report is a smart step to protect your financial security. It prevents lenders and creditors from accessing...

What Is an Auto Loan Pre-Approval? An auto loan pre-approval is a process where a lender evaluates your financial information and offers...

Why Does Your Credit Score Matters for Auto Loans? Your credit score is one of the most important factors lenders look at when deciding...

Why Is Applying for an Auto Loan Important? Applying for an auto loan is often the most practical option for financing a car purchase,...

Your credit score is a numerical representation of your creditworthiness, and it is a crucial factor in your financial health. A good...

Myth #1: You Can't Repair Your Credit....

Credit repair scams can be costly, both financially and emotionally...

Late payments can have a significant impact on your credit score, so it's crucial to understand how they work and how they can affect your..

Credit utilization refers to the amount of credit you're using relative to the amount of credit available to you.

If you’re struggling with a poor credit score, you may be wondering whether credit repair is legal. The short answer is yes, credit...

On the other hand, a low credit score can limit your options and make it more difficult to achieve your financial goals.

If you want to know the best way to increase your credit score in 2022, then you're probably wondering what steps will help you build...

Data furnishers (which I'll refer to as furnishers) are the entities that provide data to credit reporting companies. The furnishers are: ..