The first step in getting a loan with no credit history is to establish some sort of credit history. This means opening a new bank accou...

The Aspire credit card is one of the best cards on the market for people with fair credit scores. It offers a huge sign-up bonus, no fore...

To apply for a credit card in 2022, you’re going to have to go online and fill out some stuff...

A Repossession can stay on your credit report for over 7 years! The longer a repo stays on your credit report, the more negative impact it..

RentReporters and Boom Pay are two of the most popular rent payment platforms on the market today. They both offer a rent reporting service.

Most lenders will require you to have a FICO® Score of at least 620, but some may be as low as 580 or as high as 680.

In order to avoid possibly having your letter overlooked, you should send a letter to the Experian dispute department...

We live in a time when credit cards are all around us. You might be thinking about getting one, or maybe you already have one...

Our researchers found the median debt per American family to be $2,700, while the average debt stands at $6,270. The average balance for...

The process to add an authorized user to a credit card varies by card issuer. For most issuers, you will go to the account management...

you'll often be asked if you want to add any authorized users to your account. Adding an authorized user can be a way to earn additional...

FICO 8 is the most commonly used version of the FICO model. Like previous versions, it takes on-time payments, account balances, and...